2008 ha been quite a blast for me, seeing the accomplishment of many new ventures successfully. Personal life has been enriching and I’m so grateful to all the great things that have happened in my life, namely my wife! 2009 will be a challenging year due to the effects of the sluggish economy but I remain optimistic that Singapore will survive well. To all of those getting married, do your sums and spend wisely and hang on for the right opportunities.